Low CIBIL Par Loan Apply Karne Ka Smart Tarika | Loansathi.in
Low CIBIL Par Loan Apply Karne Ka Smart Tarika | Loansathi.in
CIBIL score agar low hai, to loan milna mushkil lagta hai. Lekin smart tarike se apply karne par aap approval chances ko badha sakte ho. Is blog mein hum samjhenge ki low CIBIL par bhi loan kaise mil sakta hai aur Loansathi.in aapki kaise madad karta hai.
CIBIL Score Kya Hota Hai?
CIBIL score ek 3-digit number hota hai jo aapki credit history aur repayment behavior batata hai. Ye score 300 se 900 ke beech hota hai. 750+ score best mana jata hai, lekin 600-700 score walon ke liye bhi smart options available hain.
Low CIBIL Hone Par Loan Kyun Reject Hota Hai?
- Bank ya NBFC ko repayment risk zyada lagta hai
- Past me EMI delay ya default history hoti hai
- Credit utilisation high hone par trust kam hota hai
Low CIBIL Wale Log Loan Kaise Pa Sakte Hain?
- • Co-applicant ke sath apply karein: Aap kisi high CIBIL wale friend ya family ke sath joint loan le sakte ho.
- • Secured loan choose karein: Jaise gold loan, home loan ya vehicle loan.
- • NBFCs ya fintech lenders try karein: Ye flexible CIBIL policy follow karte hain.
- • Existing EMI time se bharein: 3-6 months regular payment ke baad score improve hota hai.
- • Loansathi.in se apply karein: Hamari partner NBFCs aapko pre-approved options batate hain.
Important Tips Before Applying
- • CIBIL report check karein aur galti ho to rectify karein
- • Salary slip aur bank statement hamesha latest upload karein
- • Ek hi samay par multiple loans apply na karein
- • Trusted platform jaise Loansathi.in ka use karein
Low CIBIL hone ke bawajood, agar aapka income stable hai aur document sahi hai to loan mil sakta hai. Hamari team aapke profile ke hisab se best lender suggest karti hai.
Comparison Table
| Loan Type | Required CIBIL | Interest Rate (Approx) |
|---|---|---|
| Personal Loan | 700+ | 11% - 18% |
| Instant Loan | 650+ | 14% - 24% |
| Credit Card Loan | 600+ | Varies by bank |
Loansathi Advantage
- • 100% online process
- • Fast disbursal within 24-48 hours
- • Multiple lender comparison
- • Low CIBIL applicants accepted
Loansathi.in – Aapka loan partner, chahe CIBIL low ho ya high. Smart apply karo aur apne loan chances badhao.
