Home Loan Rejection Ke Reasons Aur LoanSathi Solution | Loansathi.in

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Introduction

Har vyakti ka sapna hota hai apna ek ghar lena. Lekin home loan rejection ek aisi problem hai jiska samna bohot saare applicants karte hain. Rejection ke peeche multiple reasons hote hain – credit score, documents, income ya property verification. Aayiye samjhte hain reasons aur kaise Loansathi.in aapka solution ban sakta hai.

Top Reasons for Home Loan Rejection

1. Low CIBIL Score

Agar aapka credit score 650 se neeche hai, banks aapko high-risk borrower maante hain aur home loan reject kar dete hain.

2. Insufficient Income

Home loan ki EMI high hoti hai. Agar applicant ki monthly salary ya business income kam hai, toh repayment capacity low hoti hai aur loan reject ho jaata hai.

3. Property Verification Issues

Home loan approve karne se pehle banks property papers verify karte hain. Title deed, registry, tax receipts ya construction approvals clear na hone par loan reject ho jata hai.

4. High Existing Liabilities

Agar already aapke upar multiple loans/EMIs chal rahe hain, toh repayment capacity weak ho jaati hai jo rejection ka major reason hai.

5. Incomplete Documents

Aadhaar, PAN, salary slip, ITR, employment proof aur property papers incomplete hone par bhi loan reject ho jaata hai.

Loansathi.in Ke Solutions

Loansathi.in aapko rejection ke reasons identify karke customized solutions provide karta hai:

• ✔ Credit score improve karne ke expert tips
• ✔ 150+ Banks, NBFCs aur Private Lenders access ek hi platform par
• ✔ Property papers verification aur legal assistance
• ✔ Low-income profiles ke liye NBFC aur private funding options
• ✔ Document checklist aur complete support

Step-by-Step: Apply with LoanSathi

1. Step 1: Visit Loansathi.in
2. Step 2: Quick form fill karein with Aadhaar, PAN, salary details
3. Step 3: Property papers upload karein
4. Step 4: Loansathi experts rejection reason identify karke solutions suggest karte hain
5. Step 5: Aapko best lender ke sath connect karke fast approval dilate hain

Why Choose Loansathi.in?

• ✔ Approval chances double, even after rejection
• ✔ NBFCs aur private funding options available
• ✔ Fast disbursement process
• ✔ Expert guidance throughout application

Conclusion

Home loan rejection ke reasons clear hain – low CIBIL, low salary, property papers ya incomplete documents. Lekin Loansathi.in ke solutions ke saath aapka rejection approval mein convert ho sakta hai aur aap apna dream home easily le sakte ho.

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