CIBIL Score 600 Se Neeche? Loan Approval Kaise Milega

Loansathi.in ke experts ke according, agar aapka CIBIL score 600 se neeche hai, to bhi loan mil sakta hai — bas sahi documents, sahi lender aur thoda planning zaruri hai. Yah guide aapko batayegi ki low score ke bawajood approval kaise mile.

1️⃣ Pehla Step – Apni CIBIL Report Check Karo

Sabse pehle apni CIBIL report download karo aur samjho ki score low kyun hai. ► Missed EMI, credit card dues, ya high credit utilisation — ye sab score ko down karte hain. ► Agar report mein galti hai, to immediately dispute raise karo.

2️⃣ Dusra Step – Pending Dues Clear Karo

► Bank ya credit card ka koi outstanding payment hai to usse pehle clear karo. ► Timely repayment se 30–60 din mein score improve hota hai. ► Agar aap salary account maintain karte ho, to consistent balance bhi lender trust badhata hai.

3️⃣ Teesra Step – Documents Perfect Rakho

Low CIBIL par approval tab possible hai jab documents strong ho. Is list ko ready rakho:

• Valid Aadhaar & PAN card
• Latest ITR / Salary Slip (3 months)
• 6 months bank statement
• Residence & employment proof

4️⃣ Chautha Step – Trusted Lender Choose Karo

Loansathi.in par 150+ trusted lenders aur NBFCs listed hain jo low CIBIL applicants ko bhi consider karte hain. Kuch lenders secured loan (FD/gold) ke against approval dete hain, jabki kuch NBFCs flexible criteria follow karte hain.

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5️⃣ Paanchwa Step – Co-applicant Ya Guarantor Add Karo

Agar CIBIL kam hai to ek co-applicant (family member) add karne se loan approval chance double hota hai. Banks aur NBFCs dono joint applicant par trust jyada karte hain.

6️⃣ Chhatha Step – Re-Apply Ka Sahi Time

Rejection ke turant baad apply mat karo. Wait at least 3 months for score improvement. Is duration mein timely payments aur low credit utilisation maintain karo — next time approval ke chances badh jaayenge.

7️⃣ Saatva Step – Apply Smartly Through Loansathi.in

Loansathi.in ek single platform hai jahan se aap multiple lenders ke offers compare karke apply kar sakte ho. Yahan aapko milega:

• ✔ 150+ Bank & NBFC options
• ✔ Instant online application system
• ✔ Free credit report help
• ✔ Fast approval process (24–48 hrs)

8️⃣ Bonus Tip – Credit Score Improve Karne Ka Formula

► Har month EMI & credit card bill time pe pay karo. ► Ek hi baar mein multiple loan apply na karo. ► Active loans close karne ke baad 45 din rukkar re-apply karo. ► Old credit cards active rakho — old history trust build karti hai.

Loansathi.in par apply karke aap apna case personalized lenders ko bhej sakte ho jo low-score cases ke liye specialized approval dete hain.

Trusted Guidance, Fast Approval — Sirf Loansathi.in Par

Low CIBIL hone ke baad bhi approval milta hai — bas correct process aur guidance zaruri hai. Loansathi.in par expert team har applicant ke liye best option suggest karti hai — taaki rejection ka risk kam ho aur approval fast mile.

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