Business Loan Reject Hone Ke 7 Major Reasons | Loansathi.in
Business Loan Reject Hone Ke 7 Major Reasons | Loansathi.in
Website: Loansathi.in
WhatsApp: 9403893123
Instagram: @Loansathi.in
Introduction
Business loan har entrepreneur aur small business ke liye ek lifeline hota hai. Lekin aksar banks aur NBFCs business loan ko reject kar dete hain. Samajhiye yeh 7 major reasons aur Loansathi.in ke solutions jo aapko rejection se bacha sakte hain.
1. Low Income & Weak Cash Flow
Agar aapka business profit generate nahi kar raha ya cash flow irregular hai, to lenders aapko high-risk borrower maante hain.
Solution: Proper balance sheet aur income proof maintain karein. Loansathi.in aapko NBFCs aur alternative lenders ke sath connect karta hai jo flexible hote hain.
2. Poor Credit Score
Business loan ke liye credit score bahut important hai. 700 se neeche score hone par rejection chances high hote hain.
Solution: Purane dues clear karo, EMI timely bharo. Loansathi.in aapka profile sahi lenders ke sath match karta hai jahan low CIBIL par bhi chance hota hai.
3. Incomplete ya Invalid Documents
ITR, GST return, business registration certificate, aur bank statement mandatory hote hain. Agar yeh incomplete hain to loan turant reject ho jata hai.
Solution: Loansathi.in ek document checklist provide karta hai aur missing papers arrange karne mein guide karta hai.
4. Business Stability Issues
Agar aapka business abhi naya hai ya uska record stable nahi hai, to bank risk nahi leta. Usually minimum 2ā3 years ka proof chahiye hota hai.
Solution: Startups aur new businesses ke liye Loansathi.in ke through NBFC aur private funding options available hote hain.
5. High Existing Debt
Agar pehle se hi aapke upar multiple loans ya EMIs chal rahi hain, to bank samajhta hai ki aap repayment manage nahi kar paoge.
Solution: Debt consolidation loan ek option hai. Loansathi.in aapko single EMI solution provide karta hai.
6. Collateral Issues
Secured business loans ke liye collateral chahiye hota hai (jaise property ya machinery). Agar collateral ka value kam hai ya papers clear nahi hain to loan reject ho jata hai.
Solution: Loansathi.in ke network me unsecured business loans aur private lenders ke options available hain.
7. Multiple Loan Applications
Aksar log ek sath multiple banks me loan apply kar dete hain. Isse CIBIL score bhi down hota hai aur rejection chances badh jaate hain.
Solution: Ek hi application se Loansathi.in par 150+ banks aur NBFCs ke offers compare karo. Rejection ka risk kam ho jata hai.
Loansathi.in Ka Role
Loansathi.in ek business loan marketplace hai jahan aapko ek application ke sath multiple lenders se offers milte hain. Yahaan se aap apne liye best loan choose kar sakte ho.
- ā 150+ Banks, NBFCs aur Private Funding Partners
- ā High approval chances for SMEs & Startups
- ā Flexible repayment & EMI options
- ā Support for rejected profiles
- ā Complete guidance from application to disbursement
Conclusion
Business loan reject hone ke 7 major reasons hamesha ek pattern follow karte hain ā low income, poor credit, weak documents, aur stability issues. Lekin Loansathi.in ke experts ke sath aap apna approval chance double kar sakte ho.
Contact Loansathi.in:
āŖ Website: Loansathi.in
āŖ WhatsApp: 9403893123
āŖ Instagram: @Loansathi.in